At Identity Auto Fabricators Limited, we understand that purchasing commercial vehicles can be a significant investment, which is why we offer flexible financing options to help our customers get the vehicles they need with ease. Through our partnerships with all major commercial banks in the country, we provide financing that can cover up to 100% of the vehicle’s cost, depending on the nature of your business and financial ability. These financing options are tailored to meet the diverse needs of different sectors and clients, ensuring that we make the process as accessible and convenient as possible.

For business loans we offer up to 95% financing with repayment periods ranging from 60 to 72 months, depending on the bank you choose. Additionally, you can benefit from a 90-day moratorium, allowing you a grace period before starting repayments. This flexibility is designed to help businesses manage their cash flow effectively while acquiring essential commercial vehicles.

For schools and institutions, we provide 100% financing with repayment periods that can extend up to 72 months. A 90-day grace period is also available, ensuring schools and institutions have enough time to settle in before beginning their repayments. This makes it easier for educational institutions to purchase buses or other vehicles without straining their budgets.

For the Matatu and PSV sector, financing is available for up to 80% of the vehicle’s cost, with repayment terms ranging from 48 to 60 months. This ensures that even in the public service vehicle sector, securing a new vehicle is straightforward and affordable.

Securing financing through these partnerships is easy and requires minimal documentation. For individuals, the only requirements are your ID, KRA PIN, and 12 months of bank and Mpesa statements. For companies, the process is just as simple, with required documents including the company KRA PIN, CR12, and 12 months of bank and Mpesa statement. With this streamlined process, you can quickly secure the financing you need and get your vehicle on the road in no time.